It's no secret the government wants Australians to stay in work longer but nobody seems to have told the insurance industry.
Hilary Gonsalves is an extremely fit joint-sealer who is more than happy to show off his muscles.
But despite his clean bill of health, the self-employed worker can't work for himself on building sites anymore because the insurance companies say he is too old.
The Financial Services Council released this statement to ACA:
"The Financial Services Council encourages participation of older Australians in the workforce.
At least ten life insurers in Australia offer income protection insurance products with benefits for workers over age 65. Products are continually evolving to ensure they meet the needs of customers as workforce demographics change."