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Debt free

By ninemsn staff
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Air date: Wednesday, January 16, 2013
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He's the money expert with a new guide to help families get out of debt in 2013.

Paul Clitheroe's simple tips cover everything from mortgages to credit cards and even the weekly budget.

Here are some of Paul's tips:
Be organised: Know what you owe and make a budget
Have a goal: Set realistic financial targets
Find the right mortgage: Anything over 6 percent is too high
Take free money: Haggle with your utilities and insurance providers
Credit card: And only use your credit card in an emergency.

For more information on his book, Free yourself from debt, click here.

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